Would This 30 Day Money Back Guarantee Protect Me ?

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Would This 30 Day Money Back Guarantee Protect Me ?
I am in USA & following website & its owner is in USA.

I want to buy a Stock Market Trading course that costs $995.00 & its website has following guarantee posted on it & I am quoting it.

” Our 100% Money Back Guarantee ”

” Keep this course for 30days, trade it, and if you do not think it is worth the money we will refund your money no questions asked. ”

” 99% of our clients have kept the system, improved their trading and been entirely satisfied that this is one of the most comprehensive and complete systems on the market at a great price. (The 30days is a bank requirement, so the refund is always available) ”

So I e mailed the guy just to make sure that I am protected. I wrote him & I am quoting again :

” If I pay by Paypal & just in case if this does not turn out something that suit my trading style for any reason, how do I get my money back ? I mean do you revert it back to my Paypal account or do you send me the check or how else ?

Do I have to keep the course for 30 days or I can return it any time ?

Do I need to give any reasons why I want to return it & do I get full amount back ? ”

This is what he replied & I am quoting again :

” All your questions about guarantees actually tell me you have big problems with your trading psychology.

The market does not return your money nor did my real estate agent when I bought this house that is now $100,000 underwater.
I did not get a refund from my college education, when the market suddenly stopped building nuclear power plants in 1984.
The auto workers want a guarantee of a job for life and want to be overpaid. You are seeing the result now.
I have never had a job in my life, so the idea that someone can be guaranteed a job or a trading career is just ludicrous.

My guarantee policy is on the website. You get access to my 11 years of trading experience, all my intellectual property and all my help. The only thing I cannot guarantee is your ability to pull the trigger on the trades. The system works if you study, practice and work it.

Your other choice is to develop your own system through trial and error like I did with 200,000+ tests or take a short cut to all my research

So No guarantee unless you can guarantee me that you will actually trade this system and take the signals without fear or greed. The real secret to trading is patience and discipline (two attributes I cannot guarantee you have).

So do not buy my course unless you can “Cowboy Up” as we say in ___town and accept the risk. ”

My question is :

What does he mean by 100% Money back guarantee ” No Questions Asked ” but then give excuses & lecture.

How can he escape from that ?

Had I bought this course, could I have gotten my money back if he had refused to do so.

Of course I know not to buy it now but if I had made that mistake would it be possible to get my money back if I had paid thru Paypal OR Using a credit card ? I want to know your opinions for any such future purchases that I might make.